Terms and Conditions

1. Acceptance of Terms

By accessing or using the Blue Tree website, tools, or any related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Blue Tree provides market analysis tools and capital management resources intended to support freelancers and independent consultants in making informed decisions. The Service is provided for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Any decisions you make based on information obtained through the Service are made at your own discretion and risk.

3. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration

Certain features of the Service may require you to create an account or submit contact details. You agree to provide accurate, current, and complete information and to keep such information updated. You are responsible for maintaining the confidentiality of any credentials associated with your account and for all activity that occurs under it.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable local, national, or international law or regulation.
• Transmit any harmful, fraudulent, or deceptive content.
• Attempt to gain unauthorised access to our systems, networks, or data.
• Reverse engineer, decompile, or otherwise attempt to extract the source code of any part of the Service.
• Use automated means to scrape, copy, or republish content from the Service without prior written consent.

6. No Financial Advice

Nothing provided through the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument, nor as personalised financial, legal, or tax advice. You should consult a qualified, independent professional before making any financial or business decision. Blue Tree does not guarantee any particular outcome, result, or level of performance from the use of its tools.

7. Intellectual Property

All content, design, text, graphics, logos, and software associated with the Service are the property of Blue Tree or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for your own personal or business purposes. No other rights are granted.

8. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools. Blue Tree does not endorse and is not responsible for the content, accuracy, or practices of any third-party resource. Your use of such third-party resources is governed by their own terms and policies.

9. Fees and Payment

Where any part of the Service is offered on a paid basis, applicable fees, billing cycles, and payment terms will be clearly communicated to you at the point of purchase or engagement. Blue Tree reserves the right to modify its fees with reasonable prior notice.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Blue Tree does not warrant that the Service will be uninterrupted, timely, secure, or error-free.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Blue Tree shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Blue Tree, its officers, employees, and affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

Blue Tree reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the Service itself.

14. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time without liability. We may also revise these Terms from time to time. Updated Terms will be posted on this page with a revised "Last updated" date. Continued use of the Service after such changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Blue Tree operates, without regard to its conflict of law principles. [Insert specific governing law and jurisdiction details as applicable.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

If you have any questions regarding these Terms, please reach out through the contact details provided on our website.